Financial Astrology: Planets that indicate the expenses: 12th House in the Horoscope In Vedic Astrology, 12 th House indicate everyone’s repayment capabilities. 1. If the 12 th House Lord is placed in the benefice house like 1 st , 5 th and 9 th House, then it will make the native to spend on auspicious purposes (or) productive reasons. 2. If the 12 th House Lord is placed in the 2 nd House, then expenses will create direct impact on the native’s financial position. 3. If the 12 th House Lord is placed in the 3 rd House, then the native will splurge the money to maintain his/her honour, status and reputation. 4. If the 12 th House Lord is placed in the 4 th House, then the native will spend money on purchase (or) maintenance of assets. Also money would be spent to maintain the lifestyle and health. 5. If the 12 th House Lord is placed in the 6 t...