How to predict Debts & its impacts through Vedic Astrology?
6th House in Vedic Astrology |
The Houses in the natal chart (D-1) do indicate the following financial parameters in your life.
1. First House - Decision Making
2. Second House - Liquid Money & Communications
3. Third House - HR & Administration (or) Labour Relationship
4. Fourth House - Goods/Stocks/Assets
5. Fifth House - Sales & Marketing, Job searches & Job promotions
6. Sixth House - Debts/borrowings/litigations
7. Seventh House – Partnership
8. Eighth House - Employer & Senior Relationships & Relationship with Government & Tax authorities.
9. Ninth House - Overseas related issues.
10. Tenth House - Productions (or) Task completions
11. Eleventh House - Profits/Gains/Payments & Payment Collections.
12. Twelfth House - Expenses/Losses & Financial Commitments.
Now let us see various planetary position that aids the borrowings and create more liabilities.
1. The conjunction/aspection of Lagna/Lagna Lord with the 6th house (or) Placement of 6th house lord in the Lagna (or) Lagna Lord getting placed in the 6th House would create a condition whereby the whole life would be impacted by the debts/borrowings/litigations/health troubles.
2. The conjunction/aspection of 2nd house Lord with the 6th house (or) Placement of 6th house lord in the 2nd House (or) 2nd House Lord getting placed in the 6th House would create a condition that the debts/borrowings boost the financial position (and/or) the financial position/family relationship getting impacted due to the debts/litigations.
3. The conjunction/aspection of 3rd house Lord with the 6th house (or) Placement of 6th house lord in the 3rd House (or) 3rd House lord getting placed in the 6th House would create a condition that the debts are being created to maintain the status & the reputation. This would also indicate the probability of getting negative reputation to the excessive debts (or) too much mental worries on debts & litigations.
4. The conjunction/aspection of 4th house Lord with the 6th house (or) Placement of 6th house lord in the 4th House (or) 4th House lord getting placed in the malefic 6th House would create a condition that the assets would be created through debts (or) debts would create through mortgaging of assets.
5. The conjunction/aspection of 5th house Lord with the 6th house (or) Placement of 6th house lord in the 5th House (or) 5th House lord getting placed in the malefic 6th House would create a condition that the debts would be created for the business growth (or) the growth of business would increase more debts.
6. The conjunction/aspection of 7th house Lord with the 6th house (or) Placement of 6th house lord in the 7th House (or) 7th House lord getting placed in the malefic 6th House would create a condition that the debts/litigations getting created through partnerships (or) partnership sinking into debts/litigations.
7. The conjunction/aspection of 8th house Lord with the 6th house (or) placement of 6th house lord in the malefic 8th House (or) 8th House lord getting placed in the malefic 6th House would create a condition that the debts fuelling more troubles/damages/litigations and punishments by the authorities.
8. The conjunction/aspection of 9th house Lord with the 6th house (or) Placement of 6th house lord in the 9th House (or) 9th House lord getting placed in the malefic 6th House would create a condition that the debts being created to boost the overseas trade (or) the dealings with foreigners/foreign entities would create more debts/litigations.
9. The conjunction/aspection of 10th house Lord with the 6th house (or) Placement of 6th house lord in the 10th House (or) 10th House lord getting placed in the malefic 6th House would create a condition that the money being borrowed for completion of tasks/assignments (or) creating more debts for improving the productions (or) facing more debts & disputes through professional activities.
10. The conjunction/aspection of 11th house Lord with the 6th house (or) Placement of 6th house lord in the 11th House (or) 11th House lord getting placed in the malefic 6th House would create a condition that the profits/gains will accelerate more debts/litigations (or) borrow money to create more gains/profits (or) earn money to pay for debt repayments.
11. The conjunction/aspection of 12th house Lord with the 6th house (or) Placement of 6th house lord in the 12th House (or) 12th House lord getting placed in the malefic 6th House would create a condition that the money being borrowed to pay for expenses & manage the financial commitments (or) more expenses & financial commitments would push the native to borrow more money.
12. The presence of 6th house lord in the 6th house would create a condition that debts would create multiple debts/litigations (or) litigations would create more debts/litigations.
Note: The above results are generic in nature. The results must be clubbed with the following astrological parameters to know the functioning of everyone’s 6th house.
1. The presence of 6th house lord in the malefic places like 3rd, 8th and 12th house (or) presence of malefic planets in the 6th house creates more troubles.
2. The Presence of 6th house lord in the Maraka Sthana/Pathga Sthana (or) the presence of Maraka/Pathga Graha in the 6th house creates more troubles.
3. If the 6th house lord traverses in the Star that are owned by malefic planets, then it is bound to create more troubles.
4. If the 6th house lord traverses in the Star that is 22nd Star from the Janma Nakshatra, then it will increase the troubles heavily.
5. If the 6th house lord gets stronger strength in the Ashtakavargha, then the debts are likely to remain high & static.
6. If the 6th house lord becomes retrograde, then it will produce unpredictable position on the debt levels.
7. If the 6th house lord is combusted, then it will produce variable troubles for each of the 12 Lagna.
8. If the 6th House lord is exalted, then the native may have better control over the debts; but may not be able to reduce the debts.
9. If the 6th house lord is debilitated, then the debts/litigations could be repaid/resolved, (but the results on repayment/resolving of debts/litigations could produce variable results for all the 12 Lagnas). If the debilitation gets cancelled due to “Neecha Banga Raja Yoga”, then the 6th house lord gets into active mode.
10. The position of 6th house lord from the Moon Sign and the Sun Sign.
11. The position of Mahadasa/Antardasa/Pratyantardasa Lords in the Divisional charts.
12. The association of 6th house lord with Rahu could further accelerate the debt levels.
13. The association of 6th house lord with Ketu would trap the native with the debt/litigations (or) create stalemate on litigations & create stagnant debt levels.
14. If the 6th House lord is in aspection (or) conjunction with the 11th house lord, then it will increase the borrowings.
15. If the 11th House lord is weaker than the 6th House lord, then the native may face erratic repayment of loans.
16. If the 12th House lord is weaker than the 6th House lord, then the native may face delays & default in debt repayments.
Answer for the Question:
1. Generally, Mahadasa/Antardasa periods of 6th house lord would create more pressure on debts/litigations.
2. The borrowings are done by the free will of every individual due to multiplicity of reasons.
3. Similarly, the repayment of loans is possible due to multiple reasons. The strength of the natal chart; and the willingness of the borrower (character); and his/her timings.
4. Borrowings do not automatically generate troubles. The problems start only if there are poor parameters in the Horoscope & the natives goes through the tough time.
5. A person could be able to repay the debts without any troubles during certain period of time. But the same person could land in serious troubles with the non-payments of debts during certain other period of time in his life. Hence, the “Time Factor” is more important in coming to the conclusion about the debt repayments.
6. Events in our Life and their impacts should be claculated in a wholesome manner using your entire chart. Nothing can be predicted correctly by concluding an answer on the basis of a single Planet’s position (or) aspection (or) conjunction in a singular manner.
Conclusions:
1. A person can borrow heavily and walk away without paying any money.
2. A person could land in serious difficulties, even if he/she has limited liabilities.
3. A person could face imprisonment for non-payment of loans.
4. A person could land in serious troubles for standing as a surety for someone’s liability.
5. A person could borrow money and repay without any difficulties too.
6. A person would be saddled with debts despite making repayments continuously for years.
7. The debts are likely to grow despite making continuous repayments.
8. The debts are likely to remain stagnant, despite making continuous repayments.
9. All these points would indicate that the different parameters in the horoscope and different time that the games are played either goes on the native’s favour (or) could suck the life out of the native on the issue of debt management.
Conclusions: Not everyone would
be affected by creating loans. Not everybody can easily repay loans too. For
few, the debts would get converted into litigations. For few, the debts would
create excessive loss of time & money also. For some, the debts will bring
additional debts. Hence, the malefic effect of 6th House will not come into effect
in everyone’s horoscope.
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